AI-First · Mobile-Native

How Avenue Works

Connect your accounts once. Then ask questions — in the app, or by text message. Avenue's AI reads your full financial picture and responds in plain English, around the clock.

AI Chat — in the app

Every page has a built-in AI chat panel. Ask follow-up questions in context — spending on a budget page, tax strategy on the tax page, market analysis on the markets page.

/spend/net/budget/cash/recent

SMS — from your phone

Verify your number once and text Avenue like a friend. No app to open, no login required. Get balances, spending summaries, and alerts delivered straight to your messages.

Net worthSpendingBudget alertsDaily digest
Mobile-First

Your financial brain, by text message

Avenue is built for your phone first. Add your number in settings and you can text any financial question — any time, without opening the app.

  • Ask anything

    Natural language. No commands to memorize. Just ask like you would a person.

  • Daily & weekly digests

    Schedule a morning summary: yesterday's spending, account balances, and any budget alerts.

  • Real-time alerts

    Get a text the moment you go over a budget category or a large transaction posts.

9:41

Avenue

Financial AI · text any time

How much did I spend on restaurants last month?
$847 in February — up 23% vs January. Top: DoorDash $198, Nobu $310, Chipotle $142.
What's my net worth?
$284,319 today. Up $2,847 this month. Investments +3.2%.
Text Avenue…
AI Intelligence

One AI that knows everything about your money

Avenue's AI is context-aware across every module. When you ask about spending, it knows your accounts. When you ask about taxes, it understands your income. Nothing is siloed.

Understands your full picture

Balances, transactions, investments, budget limits, subscriptions, and taxes — all in one context.

Speaks plain English

No filters to configure. Ask "where is my money going?" and get a real answer with numbers.

Context-aware on every page

The AI on the tax page knows your tax situation. The AI on budgets knows your spending limits.

Powered by Claude (Anthropic)

Built on one of the most capable reasoning models available — with strict privacy boundaries.

Budget Analysis

Tracks 11 spending categories with alerts when you overspend.

Tax Estimation

2025 federal + all-50-state estimates with EITC, AMT, credits.

Markets & Crypto

Watchlists, real-time quotes, and AI market commentary.

Subscriptions

Detects recurring charges and flags ones you may have forgotten.

Financial Planning

Simulate life events: house, retirement, salary change.

Spending Insights

Proactive patterns — categories trending up, unusual charges.

Getting started

Up and running in minutes

  1. 01

    Create your free account

    Sign up with email. Your data is encrypted and never sold.

  2. 02

    Connect your financial accounts

    Plaid-powered · read-only

    Use Plaid to securely link checking, savings, credit cards, and investments in seconds. Avenue only reads — it never moves money.

  3. 03

    Add your phone number

    Optional but recommended

    Verify your number for SMS access. Immediately start texting questions and schedule a daily digest.

  4. 04

    Ask the AI anything

    Open the chat panel or send a text. "What's my net worth?", "Am I over budget?", "What's my estimated tax bill?" — ask in plain English.

  5. 05

    Set goals and let AI surface insights

    Define monthly budget limits, savings targets, or tax questions. Avenue monitors your data and proactively surfaces what matters.

Ask the AI — or let it tell you

Sample questions across every area of your financial life.

Spending & Budgets

  • Where did all my money go last month?
  • Which category am I closest to overspending?
  • How does my dining spend compare to last quarter?

Tax Estimator

  • What will I owe in federal taxes this year?
  • Should I take the standard deduction or itemize?
  • Am I eligible for the Earned Income Credit?

Markets & Investing

  • Is Apple still a good buy at this price?
  • How is my watchlist performing this week?
  • What's driving the S&P 500 move today?

Financial Planner

  • Can I afford a $1.5M house on my income?
  • What if I retire at 55 — can I make it?
  • How much do I need to save per month to hit $1M?

AI responses are for informational purposes only. Tax estimates and market analysis do not constitute professional tax, legal, or investment advice. Consult a licensed professional for personalized guidance.

Your data stays private

Avenue reads your financial data to answer your questions — it never stores raw account credentials, never moves your money, and never trains AI models on your personal information. Bank connections are read-only through Plaid's bank-grade encryption.

Security details

Everything included

AI Chat (in-app)
SMS Questions
Daily Digest
Budget Alerts
Budget Tracking
2025 Tax Estimator
Markets & Crypto
Subscription Detection
Financial Planner
Spending Insights
Bank-grade Security
Cancel anytime

Ready to let AI run your finances?

Connect your accounts, add your phone number, and ask Avenue anything — starting today.